FY2027 Small Area FMR · Lake Creek, TX

ZIP 75450 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75450 (Lake Creek, TX) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Delta County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Delta County, TX

Rank in the area5thof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 1.3%

1 BR$840▲ 3.7%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 5.2%

4 BR$1,470▲ 8.1%

FY2027 FY2026

Where 75450 sits in the Delta County, TX area

Of the 7 ZIP codes HUD lists for the area, 75450 has the 5th highest two-bedroom Small Area FMR. Delta County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$771	$760
1 bedroom	$840	$756 – $924	$839	$810
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,404	$1,340
4 bedrooms	$1,470	$1,323 – $1,617	$1,461	$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $93,000 and the 80% low-income limit for four people is $74,400. ZIP code 75450 lies mainly in Delta County. See the Delta County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75434	Cunningham	6.5 mi	$1,040
75481	Sulphur Bluff	8.5 mi	$1,090
75468	Pattonville	8.6 mi	$1,020
75441	Enloe	9.4 mi	$1,010
75437	Dike	9.8 mi	$1,130
75435	Deport	10.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 75450?

HUD's FY2027 Small Area Fair Market Rents for 75450 are $770 (studio), $840 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 75450?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75450 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75450?

The FY2026 income limits of the Delta County, TX area apply: median family income $93,000, low-income (80%) limit $74,400 for a family of four.