FY2027 Small Area FMR · Dodd City, TX

ZIP 75438 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75438 (Dodd City, TX) is $1,090 a month, up 10.1% from FY2026. That is 0% equal to the Fannin County, TX area-wide FMR of $1,093.

2-bedroom SAFMR$1,090per month ▲ 10.1%

Area-wide 2 BR FMR$1,093Fannin County, TX

Rank in the area14thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 11.8%

1 BR$830▲ 10.7%

2 BR$1,090▲ 10.1%

3 BR$1,510▲ 9.4%

4 BR$1,820▲ 9.6%

FY2027 FY2026

Where 75438 sits in the Fannin County, TX area

Of the 22 ZIP codes HUD lists for the area, 75438 has the 14th highest two-bedroom Small Area FMR. Fannin County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$761	$680
1 bedroom	$830	$747 – $913	$836	$750
2 bedrooms	$1,090	$981 – $1,199	$1,093	$990
3 bedrooms	$1,510	$1,359 – $1,661	$1,511	$1,380
4 bedrooms	$1,820	$1,638 – $2,002	$1,827	$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $71,500. ZIP code 75438 lies mainly in Fannin County. See the Fannin County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75492	Windom	5.0 mi	$1,040
75418	Bonham	6.4 mi	$1,090
75446	Honey Grove	9.9 mi	$1,010
75447	Ivanhoe	11.3 mi	$1,010
75476	Ravenna	11.6 mi	$1,090
75488	Telephone	12.1 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 75438?

HUD's FY2027 Small Area Fair Market Rents for 75438 are $760 (studio), $830 (1 BR), $1,090 (2 BR), $1,510 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 75438?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75438 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75438?

The FY2026 income limits of the Fannin County, TX area apply: median family income $89,400, low-income (80%) limit $71,500 for a family of four.