FY2027 Small Area FMR · Bonham, TX

ZIP 75418 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75418 (Bonham, TX) is $1,090 a month, up 12.4% from FY2026. That is 0% equal to the Fannin County, TX area-wide FMR of $1,093.

2-bedroom SAFMR$1,090per month ▲ 12.4%

Area-wide 2 BR FMR$1,093Fannin County, TX

Rank in the area14thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 13.4%

1 BR$830▲ 12.2%

2 BR$1,090▲ 12.4%

3 BR$1,510▲ 11.9%

4 BR$1,820▲ 11.0%

FY2027 FY2026

Where 75418 sits in the Fannin County, TX area

Of the 22 ZIP codes HUD lists for the area, 75418 has the 14th highest two-bedroom Small Area FMR. Fannin County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$761	$670
1 bedroom	$830	$747 – $913	$836	$740
2 bedrooms	$1,090	$981 – $1,199	$1,093	$970
3 bedrooms	$1,510	$1,359 – $1,661	$1,511	$1,350
4 bedrooms	$1,820	$1,638 – $2,002	$1,827	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $71,500. ZIP code 75418 lies mainly in Fannin County. See the Fannin County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75438	Dodd City	6.4 mi	$1,090
75439	Ector	6.6 mi	$1,120
75475	Randolph	7.7 mi	$1,280
75413	Bailey	9.0 mi	$1,220
75479	Savoy	9.9 mi	$1,220
75476	Ravenna	10.2 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 75418?

HUD's FY2027 Small Area Fair Market Rents for 75418 are $760 (studio), $830 (1 BR), $1,090 (2 BR), $1,510 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 75418?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75418 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75418?

The FY2026 income limits of the Fannin County, TX area apply: median family income $89,400, low-income (80%) limit $71,500 for a family of four.