FY2027 Small Area FMR · Mount Pleasant, TX

ZIP 75456 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75456 (Mount Pleasant, TX) is $1,050 a month, up 8.2% from FY2026. That is 0% equal to the Titus County, TX area-wide FMR of $1,045.

2-bedroom SAFMR$1,050per month ▲ 8.2%

Area-wide 2 BR FMR$1,045Titus County, TX

Rank in the area2ndof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 7.8%

1 BR$870▲ 11.5%

2 BR$1,050▲ 8.2%

3 BR$1,370▲ 8.7%

4 BR$1,380▲ 7.0%

FY2027 FY2026

Where 75456 sits in the Titus County, TX area

Of the 7 ZIP codes HUD lists for the area, 75456 has the 2nd highest two-bedroom Small Area FMR. Titus County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,045 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$826	$770
1 bedroom	$870	$783 – $957	$863	$780
2 bedrooms	$1,050	$945 – $1,155	$1,045	$970
3 bedrooms	$1,370	$1,233 – $1,507	$1,368	$1,260
4 bedrooms	$1,380	$1,242 – $1,518	$1,373	$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $76,500 and the 80% low-income limit for four people is $66,950. ZIP code 75456 lies mainly in Titus County. See the Titus County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75455	Mount Pleasant	4.2 mi	$1,050
75493	Winfield	8.1 mi	$1,020
75558	Cookville	8.7 mi	$1,040
75571	Omaha	11.8 mi	$1,020
75686	Pittsburg	13.3 mi	$1,080
75457	Mount Vernon	14.3 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 75456?

HUD's FY2027 Small Area Fair Market Rents for 75456 are $830 (studio), $870 (1 BR), $1,050 (2 BR), $1,370 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 75456?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75456 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75456?

The FY2026 income limits of the Titus County, TX area apply: median family income $76,500, low-income (80%) limit $66,950 for a family of four.