FY2027 Small Area FMR · Cookville, TX
ZIP 75558 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75558 (Cookville, TX) is $1,040 a month, up 7.2% from FY2026. That is 3% above the Morris County, TX area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 75558 sits in the Morris County, TX area
Of the 9 ZIP codes HUD lists for the area, 75558 has the 4th highest two-bedroom Small Area FMR. Morris County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.
ZIP code 75558 crosses more than one HUD area. HUD also lists it under Titus County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $820 | $738 – $902 | $771 | $770 |
| 1 bedroom | $860 | $774 – $946 | $807 | $780 |
| 2 bedrooms | $1,040 | $936 – $1,144 | $1,014 | $970 |
| 3 bedrooms | $1,370 | $1,233 – $1,507 | $1,367 | $1,260 |
| 4 bedrooms | $1,470 | $1,323 – $1,617 | $1,695 | $1,370 |
A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $74,900 and the 80% low-income limit for four people is $66,950. ZIP code 75558 lies mainly in Titus County and Morris County. See the Morris County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 75558?
HUD's FY2027 Small Area Fair Market Rents for 75558 are $820 (studio), $860 (1 BR), $1,040 (2 BR), $1,370 (3 BR) and $1,470 (4 BR) a month.
What is the Section 8 payment standard in 75558?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75558 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 75558?
The FY2026 income limits of the Morris County, TX area apply: median family income $74,900, low-income (80%) limit $66,950 for a family of four.