FY2027 Small Area FMR · Texarkana, TX

ZIP 75504 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75504 (Texarkana, TX) is $1,140 a month, up 1.8% from FY2026. That is 2% above the Texarkana, TX-Texarkana, AR area-wide FMR of $1,118.

2-bedroom SAFMR$1,140per month ▲ 1.8%

Area-wide 2 BR FMR$1,118Texarkana, TX-Texarkana, AR

Rank in the area5thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▼ 1.1%

1 BR$890▲ 1.1%

2 BR$1,140▲ 1.8%

3 BR$1,430▲ 2.9%

4 BR$1,720▲ 1.8%

FY2027 FY2026

Where 75504 sits in the Texarkana, TX-Texarkana, AR area

Of the 20 ZIP codes HUD lists for the area, 75504 has the 5th highest two-bedroom Small Area FMR. Texarkana, TX-Texarkana, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,118 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$839	$870
1 bedroom	$890	$801 – $979	$874	$880
2 bedrooms	$1,140	$1,026 – $1,254	$1,118	$1,120
3 bedrooms	$1,430	$1,287 – $1,573	$1,403	$1,390
4 bedrooms	$1,720	$1,548 – $1,892	$1,683	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $78,300 and the 80% low-income limit for four people is $66,950. ZIP code 75504 lies mainly in Bowie County. See the Texarkana, TX-Texarkana, AR metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75569	Nash	4.8 mi	$1,060
75501	Texarkana	6.5 mi	$1,100
75503	Texarkana	8.1 mi	$1,340
71854	Texarkana	9.7 mi	$1,060
75573	Redwater	11.7 mi	$1,140
71853	Ogden	13.3 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 75504?

HUD's FY2027 Small Area Fair Market Rents for 75504 are $860 (studio), $890 (1 BR), $1,140 (2 BR), $1,430 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 75504?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75504 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75504?

The FY2026 income limits of the Texarkana, TX-Texarkana, AR area apply: median family income $78,300, low-income (80%) limit $66,950 for a family of four.