Income Limits by County

FY2027 Small Area FMR · Naples, TX

ZIP 75568 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75568 (Naples, TX) is $1,060 a month, up 7.1% from FY2026. That is 5% above the Cass County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 7.1%
Area-wide 2 BR FMR$1,014Cass County, TX
Rank in the area5thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75568 sits in the Cass County, TX area

$1,010$1,170median $1,030

Of the 16 ZIP codes HUD lists for the area, 75568 has the 5th highest two-bedroom Small Area FMR. Cass County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

ZIP code 75568 crosses more than one HUD area. HUD also lists it under Morris County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$771$770
1 bedroom$830$747 – $913$775$780
2 bedrooms$1,060$954 – $1,166$1,014$990
3 bedrooms$1,430$1,287 – $1,573$1,404$1,290
4 bedrooms$1,700$1,530 – $1,870$1,461$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $70,800 and the 80% low-income limit for four people is $66,950. ZIP code 75568 lies mainly in Cass County and Morris County. See the Cass County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75566Marietta6.3 mi$1,040
75574Simms9.3 mi$1,030
75571Omaha10.8 mi$1,020
75656Hughes Springs12.6 mi$1,010
75560Douglassville12.9 mi$1,060
75638Daingerfield14.5 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 75568?

HUD's FY2027 Small Area Fair Market Rents for 75568 are $800 (studio), $830 (1 BR), $1,060 (2 BR), $1,430 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 75568?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75568 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75568?

The FY2026 income limits of the Cass County, TX area apply: median family income $70,800, low-income (80%) limit $66,950 for a family of four.