FY2027 Small Area FMR · Simms, TX

ZIP 75574 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75574 (Simms, TX) is $1,030 a month, up 5.1% from FY2026. That is 8% below the Texarkana, TX-Texarkana, AR area-wide FMR of $1,118.

2-bedroom SAFMR$1,030per month ▲ 5.1%

Area-wide 2 BR FMR$1,118Texarkana, TX-Texarkana, AR

Rank in the area13thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▲ 1.3%

1 BR$800▲ 3.9%

2 BR$1,030▲ 5.1%

3 BR$1,320▲ 6.5%

4 BR$1,590▲ 4.6%

FY2027 FY2026

Where 75574 sits in the Texarkana, TX-Texarkana, AR area

Of the 20 ZIP codes HUD lists for the area, 75574 has the 13th highest two-bedroom Small Area FMR. Texarkana, TX-Texarkana, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,118 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$839	$770
1 bedroom	$800	$720 – $880	$874	$770
2 bedrooms	$1,030	$927 – $1,133	$1,118	$980
3 bedrooms	$1,320	$1,188 – $1,452	$1,403	$1,240
4 bedrooms	$1,590	$1,431 – $1,749	$1,683	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $78,300 and the 80% low-income limit for four people is $66,950. ZIP code 75574 lies mainly in Bowie County. See the Texarkana, TX-Texarkana, AR metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75568	Naples	9.3 mi	$1,060
75570	New Boston	11.3 mi	$1,010
75566	Marietta	12.7 mi	$1,040
75559	De Kalb	13.1 mi	$1,010
75567	Maud	13.8 mi	$1,010
75560	Douglassville	14.5 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 75574?

HUD's FY2027 Small Area Fair Market Rents for 75574 are $780 (studio), $800 (1 BR), $1,030 (2 BR), $1,320 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 75574?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75574 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75574?

The FY2026 income limits of the Texarkana, TX-Texarkana, AR area apply: median family income $78,300, low-income (80%) limit $66,950 for a family of four.