FY2027 Small Area FMR · New Summerfield, TX

ZIP 75780 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75780 (New Summerfield, TX) is $1,140 a month, up 11.8% from FY2026. That is 7% above the Cherokee County, TX area-wide FMR of $1,062.

2-bedroom SAFMR$1,140per month ▲ 11.8%

Area-wide 2 BR FMR$1,062Cherokee County, TX

Rank in the area6thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 11.5%

1 BR$870▲ 11.5%

2 BR$1,140▲ 11.8%

3 BR$1,450▲ 2.8%

4 BR$1,640▲ 9.3%

FY2027 FY2026

Where 75780 sits in the Cherokee County, TX area

Of the 12 ZIP codes HUD lists for the area, 75780 has the 6th highest two-bedroom Small Area FMR. Cherokee County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,062 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$807	$780
1 bedroom	$870	$783 – $957	$812	$780
2 bedrooms	$1,140	$1,026 – $1,254	$1,062	$1,020
3 bedrooms	$1,450	$1,305 – $1,595	$1,351	$1,410
4 bedrooms	$1,640	$1,476 – $1,804	$1,530	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $72,700 and the 80% low-income limit for four people is $66,950. ZIP code 75780 lies mainly in Cherokee County. See the Cherokee County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75764	Gallatin	7.3 mi	$1,080
75789	Troup	8.2 mi	$1,210
75766	Jacksonville	10.2 mi	$1,030
75784	Reklaw	10.7 mi	$1,180
75687	Price	13.7 mi	$1,210
75667	Laneville	14.5 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 75780?

HUD's FY2027 Small Area Fair Market Rents for 75780 are $870 (studio), $870 (1 BR), $1,140 (2 BR), $1,450 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 75780?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75780 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75780?

The FY2026 income limits of the Cherokee County, TX area apply: median family income $72,700, low-income (80%) limit $66,950 for a family of four.