Income Limits by County

FY2027 Small Area FMR · Jacksonville, TX

ZIP 75766 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75766 (Jacksonville, TX) is $1,030 a month, up 6.2% from FY2026. That is 3% below the Cherokee County, TX area-wide FMR of $1,062.

2-bedroom SAFMR$1,030per month ▲ 6.2%
Area-wide 2 BR FMR$1,062Cherokee County, TX
Rank in the area11thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75766 sits in the Cherokee County, TX area

$1,010$1,320median $1,125

Of the 12 ZIP codes HUD lists for the area, 75766 has the 11th highest two-bedroom Small Area FMR. Cherokee County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,062 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$807$740
1 bedroom$790$711 – $869$812$750
2 bedrooms$1,030$927 – $1,133$1,062$970
3 bedrooms$1,310$1,179 – $1,441$1,351$1,350
4 bedrooms$1,480$1,332 – $1,628$1,530$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $72,700 and the 80% low-income limit for four people is $66,950. ZIP code 75766 lies mainly in Cherokee County. See the Cherokee County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75764Gallatin7.4 mi$1,080
75780New Summerfield10.2 mi$1,140
75759Cuney11.4 mi$1,160
75785Rusk12.2 mi$1,090
75757Bullard12.6 mi$1,320
75779Neches14.5 mi$1,220

Questions

What is the Fair Market Rent for ZIP code 75766?

HUD's FY2027 Small Area Fair Market Rents for 75766 are $780 (studio), $790 (1 BR), $1,030 (2 BR), $1,310 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 75766?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75766 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75766?

The FY2026 income limits of the Cherokee County, TX area apply: median family income $72,700, low-income (80%) limit $66,950 for a family of four.