Income Limits by County

FY2027 Small Area FMR · Montalba, TX

ZIP 75853 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75853 (Montalba, TX) is $1,160 a month, up 5.5% from FY2026. That is 3% below the Anderson County, TX area-wide FMR of $1,201.

2-bedroom SAFMR$1,160per month ▲ 5.5%
Area-wide 2 BR FMR$1,201Anderson County, TX
Rank in the area10thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75853 sits in the Anderson County, TX area

$1,010$1,330median $1,195

Of the 16 ZIP codes HUD lists for the area, 75853 has the 10th highest two-bedroom Small Area FMR. Anderson County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,201 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

ZIP code 75853 crosses more than one HUD area. HUD also lists it under Henderson County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$939$870
1 bedroom$920$828 – $1,012$945$900
2 bedrooms$1,160$1,044 – $1,276$1,201$1,100
3 bedrooms$1,400$1,260 – $1,540$1,431$1,360
4 bedrooms$1,690$1,521 – $1,859$1,750$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $78,300 and the 80% low-income limit for four people is $66,950. ZIP code 75853 lies mainly in Anderson County and Henderson County. See the Anderson County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75884Tennessee Colony7.8 mi$1,030
75886Tennessee Colony7.8 mi$1,030
75861Tennessee Colony7.9 mi$1,030
75803Palestine9.1 mi$1,260
75751Athens11.5 mi$1,150
75782Poynor15.8 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 75853?

HUD's FY2027 Small Area Fair Market Rents for 75853 are $890 (studio), $920 (1 BR), $1,160 (2 BR), $1,400 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 75853?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75853 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75853?

The FY2026 income limits of the Anderson County, TX area apply: median family income $78,300, low-income (80%) limit $66,950 for a family of four.