Income Limits by County

FY2027 Small Area FMR · Tennessee Colony, TX

ZIP 75861 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75861 (Tennessee Colony, TX) is $1,030 a month, down 1.0% from FY2026. That is 14% below the Anderson County, TX area-wide FMR of $1,201.

2-bedroom SAFMR$1,030per month ▼ 1.0%
Area-wide 2 BR FMR$1,201Anderson County, TX
Rank in the area13thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75861 sits in the Anderson County, TX area

$1,010$1,330median $1,195

Of the 16 ZIP codes HUD lists for the area, 75861 has the 13th highest two-bedroom Small Area FMR. Anderson County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,201 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$939$810
1 bedroom$820$738 – $902$945$830
2 bedrooms$1,030$927 – $1,133$1,201$1,040
3 bedrooms$1,230$1,107 – $1,353$1,431$1,340
4 bedrooms$1,520$1,368 – $1,672$1,750$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $78,300 and the 80% low-income limit for four people is $66,950. ZIP code 75861 lies mainly in Anderson County. See the Anderson County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75884Tennessee Colony3.1 mi$1,030
75886Tennessee Colony3.1 mi$1,030
75853Montalba7.9 mi$1,160
75803Palestine12.4 mi$1,260
75840Fairfield12.9 mi$1,050
75751Athens16.8 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 75861?

HUD's FY2027 Small Area Fair Market Rents for 75861 are $810 (studio), $820 (1 BR), $1,030 (2 BR), $1,230 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 75861?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75861 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75861?

The FY2026 income limits of the Anderson County, TX area apply: median family income $78,300, low-income (80%) limit $66,950 for a family of four.