FY2027 Small Area FMR · Nacogdoches, TX

ZIP 75963 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75963 (Nacogdoches, TX) is $1,140 a month, up 6.5% from FY2026. That is 0% equal to the Nacogdoches County, TX area-wide FMR of $1,139.

2-bedroom SAFMR$1,140per month ▲ 6.5%

Area-wide 2 BR FMR$1,139Nacogdoches County, TX

Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 5.9%

1 BR$940▲ 4.4%

2 BR$1,140▲ 6.5%

3 BR$1,360▲ 6.2%

4 BR$1,530▼ 10.0%

FY2027 FY2026

Where 75963 sits in the Nacogdoches County, TX area

Of the 13 ZIP codes HUD lists for the area, 75963 has the 7th highest two-bedroom Small Area FMR. Nacogdoches County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,139 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$902	$850
1 bedroom	$940	$846 – $1,034	$944	$900
2 bedrooms	$1,140	$1,026 – $1,254	$1,139	$1,070
3 bedrooms	$1,360	$1,224 – $1,496	$1,357	$1,280
4 bedrooms	$1,530	$1,377 – $1,683	$1,527	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $64,100 and the 80% low-income limit for four people is $66,950. ZIP code 75963 lies mainly in Nacogdoches County. See the Nacogdoches County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75962	Nacogdoches	1.5 mi	$1,120
75964	Nacogdoches	4.9 mi	$1,150
75965	Nacogdoches	8.5 mi	$1,110
75961	Nacogdoches	9.9 mi	$1,190
75943	Douglass	14.0 mi	$1,380
75976	Wells	16.3 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 75963?

HUD's FY2027 Small Area Fair Market Rents for 75963 are $900 (studio), $940 (1 BR), $1,140 (2 BR), $1,360 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 75963?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75963 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75963?

The FY2026 income limits of the Nacogdoches County, TX area apply: median family income $64,100, low-income (80%) limit $66,950 for a family of four.