FY2027 Small Area FMR · Killeen, TX

ZIP 76540 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76540 (Killeen, TX) is $1,140 a month, down 8.1% from FY2026. That is 0% equal to the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,140per month ▼ 8.1%

Area-wide 2 BR FMR$1,138Killeen-Temple, TX

Rank in the area18thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▼ 7.1%

1 BR$930▼ 7.0%

2 BR$1,140▼ 8.1%

3 BR$1,580▼ 8.1%

4 BR$1,910▼ 8.2%

FY2027 FY2026

Where 76540 sits in the Killeen-Temple, TX area

Of the 42 ZIP codes HUD lists for the area, 76540 has the 18th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$921	$990
1 bedroom	$930	$837 – $1,023	$927	$1,000
2 bedrooms	$1,140	$1,026 – $1,254	$1,138	$1,240
3 bedrooms	$1,580	$1,422 – $1,738	$1,576	$1,720
4 bedrooms	$1,910	$1,719 – $2,101	$1,902	$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76540 lies mainly in Bell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76541	Killeen	0.3 mi	$1,110
76544	Fort Hood	2.7 mi	$1,220
76543	Killeen	6.0 mi	$1,110
76548	Harker Heights	6.7 mi	$1,110
76542	Killeen	7.4 mi	$1,230
76559	Nolanville	7.8 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 76540?

HUD's FY2027 Small Area Fair Market Rents for 76540 are $920 (studio), $930 (1 BR), $1,140 (2 BR), $1,580 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 76540?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76540 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76540?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.