FY2027 Small Area FMR · Mullin, TX

ZIP 76864 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76864 (Mullin, TX) is $1,050 a month, up 7.1% from FY2026. That is 4% above the Mills County, TX area-wide FMR of $1,014.

2-bedroom SAFMR$1,050per month ▲ 7.1%

Area-wide 2 BR FMR$1,014Mills County, TX

Rank in the area2ndof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 5.3%

1 BR$960▲ 7.9%

2 BR$1,050▲ 7.1%

3 BR$1,450▲ 6.6%

4 BR$1,510▲ 4.9%

FY2027 FY2026

Where 76864 sits in the Mills County, TX area

Of the 9 ZIP codes HUD lists for the area, 76864 has the 2nd highest two-bedroom Small Area FMR. Mills County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$771	$760
1 bedroom	$960	$864 – $1,056	$931	$890
2 bedrooms	$1,050	$945 – $1,155	$1,014	$980
3 bedrooms	$1,450	$1,305 – $1,595	$1,404	$1,360
4 bedrooms	$1,510	$1,359 – $1,661	$1,461	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $81,500 and the 80% low-income limit for four people is $66,950. ZIP code 76864 lies mainly in Mills County. See the Mills County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76890	Zephyr	9.6 mi	$1,030
76870	Priddy	12.0 mi	$1,020
76844	Goldthwaite	14.8 mi	$1,010
76802	Early	16.9 mi	$1,430
76432	Blanket	20.4 mi	$1,200
76801	Brownwood	22.2 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 76864?

HUD's FY2027 Small Area Fair Market Rents for 76864 are $800 (studio), $960 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 76864?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76864 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76864?

The FY2026 income limits of the Mills County, TX area apply: median family income $81,500, low-income (80%) limit $66,950 for a family of four.