Income Limits by County

FY2027 Small Area FMR · Houston, TX

ZIP 77032 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 77032 (Houston, TX) is $1,320 a month, down 7.7% from FY2026. That is 12% below the Houston-The Woodlands-Sugar Land, TX area-wide FMR of $1,497.

2-bedroom SAFMR$1,320per month ▼ 7.7%
Area-wide 2 BR FMR$1,497Houston-The Woodlands-Sugar
Rank in the area250thof 327 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188
2 BR Small Area FMR$1,320
110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 77032 sits in the Houston-The Woodlands-Sugar Land, TX area

$1,010$2,250median $1,470

Of the 327 ZIP codes HUD lists for the area, 77032 has the 250th highest two-bedroom Small Area FMR. Houston-The Woodlands-Sugar Land, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,497 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,090$981 – $1,199$1,233$1,160
1 bedroom$1,110$999 – $1,221$1,261$1,200
2 bedrooms$1,320$1,188 – $1,452$1,497$1,430
3 bedrooms$1,780$1,602 – $1,958$2,017$1,920
4 bedrooms$2,210$1,989 – $2,431$2,502$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 77032 lies mainly in Harris County. See the Houston-The Woodlands-Sugar Land, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
77073Houston3.4 mi$1,430
77338Humble3.7 mi$1,470
77060Houston4.7 mi$1,270
77039Houston5.2 mi$1,300
77373Spring5.7 mi$1,800
77090Houston5.8 mi$1,480

Questions

What is the Fair Market Rent for ZIP code 77032?

HUD's FY2027 Small Area Fair Market Rents for 77032 are $1,090 (studio), $1,110 (1 BR), $1,320 (2 BR), $1,780 (3 BR) and $2,210 (4 BR) a month.

What is the Section 8 payment standard in 77032?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 77032 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 77032?

The FY2026 income limits of the Houston-The Woodlands-Sugar Land, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.