FY2027 Small Area FMR · Three Rivers, TX
ZIP 78071 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78071 (Three Rivers, TX) is $1,110 a month, up 8.8% from FY2026. That is 10% below the Bee County, TX area-wide FMR of $1,233.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78071 sits in the Bee County, TX area
Of the 13 ZIP codes HUD lists for the area, 78071 has the 13th highest two-bedroom Small Area FMR. Bee County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.
ZIP code 78071 crosses more than one HUD area. HUD also lists it under Live Oak County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $840 | $756 – $924 | $936 | $770 |
| 1 bedroom | $850 | $765 – $935 | $943 | $780 |
| 2 bedrooms | $1,110 | $999 – $1,221 | $1,233 | $1,020 |
| 3 bedrooms | $1,330 | $1,197 – $1,463 | $1,523 | $1,300 |
| 4 bedrooms | $1,630 | $1,467 – $1,793 | $1,620 | $1,530 |
A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $66,950. ZIP code 78071 lies mainly in Live Oak County and McMullen County. See the Bee County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78071?
HUD's FY2027 Small Area Fair Market Rents for 78071 are $840 (studio), $850 (1 BR), $1,110 (2 BR), $1,330 (3 BR) and $1,630 (4 BR) a month.
What is the Section 8 payment standard in 78071?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78071 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78071?
The FY2026 income limits of the Bee County, TX area apply: median family income $81,900, low-income (80%) limit $66,950 for a family of four.