FY2027 Small Area FMR · La Vernia, TX
ZIP 78121 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78121 (La Vernia, TX) is $1,280 a month, down 3.8% from FY2026. That is 11% below the San Antonio-New Braunfels, TX area-wide FMR of $1,441.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78121 sits in the San Antonio-New Braunfels, TX area
Of the 138 ZIP codes HUD lists for the area, 78121 has the 102nd highest two-bedroom Small Area FMR. San Antonio-New Braunfels, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,152 and $1,408 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $980 | $882 – $1,078 | $1,099 | $1,000 |
| 1 bedroom | $1,060 | $954 – $1,166 | $1,196 | $1,090 |
| 2 bedrooms | $1,280 | $1,152 – $1,408 | $1,441 | $1,330 |
| 3 bedrooms | $1,660 | $1,494 – $1,826 | $1,864 | $1,690 |
| 4 bedrooms | $1,920 | $1,728 – $2,112 | $2,163 | $1,980 |
A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 78121 lies mainly in Wilson County and Guadalupe County. See the San Antonio-New Braunfels, TX metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78121?
HUD's FY2027 Small Area Fair Market Rents for 78121 are $980 (studio), $1,060 (1 BR), $1,280 (2 BR), $1,660 (3 BR) and $1,920 (4 BR) a month.
What is the Section 8 payment standard in 78121?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78121 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78121?
The FY2026 income limits of the San Antonio-New Braunfels, TX area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.