Income Limits by County

FY2027 Small Area FMR · Mc Queeney, TX

ZIP 78123 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78123 (Mc Queeney, TX) is $1,360 a month, up 7.9% from FY2026. That is 6% below the San Antonio-New Braunfels, TX area-wide FMR of $1,441.

2-bedroom SAFMR$1,360per month ▲ 7.9%
Area-wide 2 BR FMR$1,441San Antonio-New Braunfels, T
Rank in the area86thof 138 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224
2 BR Small Area FMR$1,360
110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78123 sits in the San Antonio-New Braunfels, TX area

$1,020$2,160median $1,430

Of the 138 ZIP codes HUD lists for the area, 78123 has the 86th highest two-bedroom Small Area FMR. San Antonio-New Braunfels, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,224 and $1,496 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,040$936 – $1,144$1,099$950
1 bedroom$1,130$1,017 – $1,243$1,196$1,040
2 bedrooms$1,360$1,224 – $1,496$1,441$1,260
3 bedrooms$1,760$1,584 – $1,936$1,864$1,620
4 bedrooms$2,040$1,836 – $2,244$2,163$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 78123 lies mainly in Guadalupe County. See the San Antonio-New Braunfels, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78124Marion6.7 mi$1,400
78130New Braunfels6.9 mi$1,680
78155Seguin7.7 mi$1,260
78108Cibolo10.4 mi$2,160
78154Schertz13.4 mi$1,830
78132New Braunfels13.9 mi$1,720

Questions

What is the Fair Market Rent for ZIP code 78123?

HUD's FY2027 Small Area Fair Market Rents for 78123 are $1,040 (studio), $1,130 (1 BR), $1,360 (2 BR), $1,760 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 78123?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78123 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78123?

The FY2026 income limits of the San Antonio-New Braunfels, TX area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.