Income Limits by County

FY2027 Small Area FMR · San Antonio, TX

ZIP 78204 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78204 (San Antonio, TX) is $1,600 a month, up 1.9% from FY2026. That is 11% above the San Antonio-New Braunfels, TX area-wide FMR of $1,441.

2-bedroom SAFMR$1,600per month ▲ 1.9%
Area-wide 2 BR FMR$1,441San Antonio-New Braunfels, T
Rank in the area35thof 138 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78204 sits in the San Antonio-New Braunfels, TX area

$1,020$2,160median $1,430

Of the 138 ZIP codes HUD lists for the area, 78204 has the 35th highest two-bedroom Small Area FMR. San Antonio-New Braunfels, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,440 and $1,760 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,220$1,098 – $1,342$1,099$1,190
1 bedroom$1,330$1,197 – $1,463$1,196$1,300
2 bedrooms$1,600$1,440 – $1,760$1,441$1,570
3 bedrooms$2,070$1,863 – $2,277$1,864$2,010
4 bedrooms$2,400$2,160 – $2,640$2,163$2,350

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 78204 lies mainly in Bexar County. See the San Antonio-New Braunfels, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78225San Antonio1.7 mi$1,190
78205San Antonio1.8 mi$1,450
78207San Antonio1.8 mi$1,070
78210San Antonio2.5 mi$1,250
78203San Antonio2.9 mi$1,140
78215San Antonio2.9 mi$1,920

Questions

What is the Fair Market Rent for ZIP code 78204?

HUD's FY2027 Small Area Fair Market Rents for 78204 are $1,220 (studio), $1,330 (1 BR), $1,600 (2 BR), $2,070 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 78204?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78204 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78204?

The FY2026 income limits of the San Antonio-New Braunfels, TX area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.