Income Limits by County

FY2027 Small Area FMR · Freer, TX

ZIP 78357 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78357 (Freer, TX) is $1,450 a month, up 42.2% from FY2026. That is 35% above the Duval County, TX area-wide FMR of $1,078.

2-bedroom SAFMR$1,450per month ▲ 42.2%
Area-wide 2 BR FMR$1,078Duval County, TX
Rank in the area1stof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305
2 BR Small Area FMR$1,450
110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78357 sits in the Duval County, TX area

$1,040$1,450median $1,130

Of the 6 ZIP codes HUD lists for the area, 78357 has the 1st highest two-bedroom Small Area FMR. Duval County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,078 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$819$790
1 bedroom$1,150$1,035 – $1,265$858$820
2 bedrooms$1,450$1,305 – $1,595$1,078$1,020
3 bedrooms$1,880$1,692 – $2,068$1,393$1,330
4 bedrooms$2,090$1,881 – $2,299$1,553$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $70,100 and the 80% low-income limit for four people is $66,950. ZIP code 78357 lies mainly in Duval County. See the Duval County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78384San Diego14.9 mi$1,450
78341Benavides16.1 mi$1,090
78371Oilton24.7 mi$1,160
78344Bruni28.5 mi$1,450
78376Realitos29.5 mi$1,170
78044Laredo30.9 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 78357?

HUD's FY2027 Small Area Fair Market Rents for 78357 are $1,100 (studio), $1,150 (1 BR), $1,450 (2 BR), $1,880 (3 BR) and $2,090 (4 BR) a month.

What is the Section 8 payment standard in 78357?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78357 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78357?

The FY2026 income limits of the Duval County, TX area apply: median family income $70,100, low-income (80%) limit $66,950 for a family of four.