FY2027 Small Area FMR · San Diego, TX
ZIP 78384 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78384 (San Diego, TX) is $1,450 a month, up 20.8% from FY2026. That is 35% above the Duval County, TX area-wide FMR of $1,078.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78384 sits in the Duval County, TX area
Of the 6 ZIP codes HUD lists for the area, 78384 has the 1st highest two-bedroom Small Area FMR. Duval County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,078 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.
ZIP code 78384 crosses more than one HUD area. HUD also lists it under Jim Wells County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,100 | $990 – $1,210 | $819 | $930 |
| 1 bedroom | $1,150 | $1,035 – $1,265 | $858 | $950 |
| 2 bedrooms | $1,450 | $1,305 – $1,595 | $1,078 | $1,200 |
| 3 bedrooms | $1,880 | $1,692 – $2,068 | $1,393 | $1,570 |
| 4 bedrooms | $2,090 | $1,881 – $2,299 | $1,553 | $1,770 |
A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $70,100 and the 80% low-income limit for four people is $66,950. ZIP code 78384 lies mainly in Duval County and Jim Wells County. See the Duval County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78384?
HUD's FY2027 Small Area Fair Market Rents for 78384 are $1,100 (studio), $1,150 (1 BR), $1,450 (2 BR), $1,880 (3 BR) and $2,090 (4 BR) a month.
What is the Section 8 payment standard in 78384?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78384 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78384?
The FY2026 income limits of the Duval County, TX area apply: median family income $70,100, low-income (80%) limit $66,950 for a family of four.