FY2027 Small Area FMR · Mcallen, TX

ZIP 78501 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78501 (Mcallen, TX) is $1,100 a month, down 5.2% from FY2026. That is 8% above the McAllen-Edinburg-Mission, TX area-wide FMR of $1,017.

2-bedroom SAFMR$1,100per month ▼ 5.2%

Area-wide 2 BR FMR$1,017McAllen-Edinburg-Mission, TX

Rank in the area5thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▼ 5.4%

1 BR$870▼ 6.5%

2 BR$1,100▼ 5.2%

3 BR$1,410▼ 6.6%

4 BR$1,560▼ 6.6%

FY2027 FY2026

Where 78501 sits in the McAllen-Edinburg-Mission, TX area

Of the 33 ZIP codes HUD lists for the area, 78501 has the 5th highest two-bedroom Small Area FMR. McAllen-Edinburg-Mission, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$801	$920
1 bedroom	$870	$783 – $957	$806	$930
2 bedrooms	$1,100	$990 – $1,210	$1,017	$1,160
3 bedrooms	$1,410	$1,269 – $1,551	$1,305	$1,510
4 bedrooms	$1,560	$1,404 – $1,716	$1,439	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $64,000 and the 80% low-income limit for four people is $66,950. ZIP code 78501 lies mainly in Hidalgo County. See the McAllen-Edinburg-Mission, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78503	Mcallen	3.7 mi	$1,180
78504	Mcallen	3.9 mi	$1,260
78577	Pharr	5.4 mi	$1,080
78539	Edinburg	5.7 mi	$1,120
78589	San Juan	6.2 mi	$1,010
78573	Mission	6.7 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 78501?

HUD's FY2027 Small Area Fair Market Rents for 78501 are $870 (studio), $870 (1 BR), $1,100 (2 BR), $1,410 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 78501?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78501 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78501?

The FY2026 income limits of the McAllen-Edinburg-Mission, TX area apply: median family income $64,000, low-income (80%) limit $66,950 for a family of four.