FY2027 Small Area FMR · Edinburg, TX

ZIP 78539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78539 (Edinburg, TX) is $1,120 a month, down 2.6% from FY2026. That is 10% above the McAllen-Edinburg-Mission, TX area-wide FMR of $1,017.

2-bedroom SAFMR$1,120per month ▼ 2.6%

Area-wide 2 BR FMR$1,017McAllen-Edinburg-Mission, TX

Rank in the area4thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▼ 3.3%

1 BR$890▼ 3.3%

2 BR$1,120▼ 2.6%

3 BR$1,440▼ 3.4%

4 BR$1,580▼ 4.2%

FY2027 FY2026

Where 78539 sits in the McAllen-Edinburg-Mission, TX area

Of the 33 ZIP codes HUD lists for the area, 78539 has the 4th highest two-bedroom Small Area FMR. McAllen-Edinburg-Mission, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$801	$910
1 bedroom	$890	$801 – $979	$806	$920
2 bedrooms	$1,120	$1,008 – $1,232	$1,017	$1,150
3 bedrooms	$1,440	$1,296 – $1,584	$1,305	$1,490
4 bedrooms	$1,580	$1,422 – $1,738	$1,439	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $64,000 and the 80% low-income limit for four people is $66,950. ZIP code 78539 lies mainly in Hidalgo County. See the McAllen-Edinburg-Mission, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78540	Edinburg	1.9 mi	$1,020
78504	Mcallen	3.4 mi	$1,260
78501	Mcallen	5.7 mi	$1,100
78573	Mission	7.3 mi	$1,010
78589	San Juan	8.0 mi	$1,010
78577	Pharr	8.9 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 78539?

HUD's FY2027 Small Area Fair Market Rents for 78539 are $880 (studio), $890 (1 BR), $1,120 (2 BR), $1,440 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 78539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78539 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78539?

The FY2026 income limits of the McAllen-Edinburg-Mission, TX area apply: median family income $64,000, low-income (80%) limit $66,950 for a family of four.