FY2027 Small Area FMR · Mission, TX

ZIP 78574 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78574 (Mission, TX) is $1,010 a month, up 4.1% from FY2026. That is 1% below the McAllen-Edinburg-Mission, TX area-wide FMR of $1,017.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,017McAllen-Edinburg-Mission, TX

Rank in the area15thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 3.9%

1 BR$800▲ 2.6%

2 BR$1,010▲ 4.1%

3 BR$1,310▲ 4.0%

4 BR$1,440▲ 2.9%

FY2027 FY2026

Where 78574 sits in the McAllen-Edinburg-Mission, TX area

Of the 33 ZIP codes HUD lists for the area, 78574 has the 15th highest two-bedroom Small Area FMR. McAllen-Edinburg-Mission, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$801	$770
1 bedroom	$800	$720 – $880	$806	$780
2 bedrooms	$1,010	$909 – $1,111	$1,017	$970
3 bedrooms	$1,310	$1,179 – $1,441	$1,305	$1,260
4 bedrooms	$1,440	$1,296 – $1,584	$1,439	$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $64,000 and the 80% low-income limit for four people is $66,950. ZIP code 78574 lies mainly in Hidalgo County. See the McAllen-Edinburg-Mission, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78573	Mission	4.6 mi	$1,010
78572	Mission	6.2 mi	$1,010
78576	Penitas	6.6 mi	$1,010
78504	Mcallen	8.9 mi	$1,260
78560	La Joya	9.3 mi	$1,010
78501	Mcallen	10.8 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 78574?

HUD's FY2027 Small Area Fair Market Rents for 78574 are $800 (studio), $800 (1 BR), $1,010 (2 BR), $1,310 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 78574?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78574 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78574?

The FY2026 income limits of the McAllen-Edinburg-Mission, TX area apply: median family income $64,000, low-income (80%) limit $66,950 for a family of four.