FY2027 Small Area FMR · Kyle, TX

ZIP 78640 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78640 (Kyle, TX) is $1,770 a month, down 2.2% from FY2026. That is 3% below the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$1,770per month ▼ 2.2%

Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos

Rank in the area79thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593

2 BR Small Area FMR$1,770

110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,410▼ 2.1%

1 BR$1,490▼ 2.6%

2 BR$1,770▼ 2.2%

3 BR$2,230▼ 2.6%

4 BR$2,620▼ 3.0%

FY2027 FY2026

Where 78640 sits in the Austin-Round Rock-San Marcos, TX area

Of the 131 ZIP codes HUD lists for the area, 78640 has the 79th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,410	$1,269 – $1,551	$1,447	$1,440
1 bedroom	$1,490	$1,341 – $1,639	$1,530	$1,530
2 bedrooms	$1,770	$1,593 – $1,947	$1,817	$1,810
3 bedrooms	$2,230	$2,007 – $2,453	$2,292	$2,290
4 bedrooms	$2,620	$2,358 – $2,882	$2,689	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78640 lies mainly in Hays County, Caldwell County and Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78610	Buda	5.5 mi	$1,890
78656	Maxwell	6.7 mi	$1,670
78652	Manchaca	9.6 mi	$2,730
78747	Austin	10.3 mi	$1,960
78748	Austin	11.6 mi	$1,910
78666	San Marcos	11.6 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 78640?

HUD's FY2027 Small Area Fair Market Rents for 78640 are $1,410 (studio), $1,490 (1 BR), $1,770 (2 BR), $2,230 (3 BR) and $2,620 (4 BR) a month.

What is the Section 8 payment standard in 78640?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78640 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78640?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.