Income Limits by County

FY2027 Small Area FMR · Austin, TX

ZIP 78748 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78748 (Austin, TX) is $1,910 a month, down 6.8% from FY2026. That is 5% above the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$1,910per month ▼ 6.8%
Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos
Rank in the area35thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,719
2 BR Small Area FMR$1,910
110% of SAFMR$2,101

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78748 sits in the Austin-Round Rock-San Marcos, TX area

$1,160$2,730median $1,850

Of the 131 ZIP codes HUD lists for the area, 78748 has the 35th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,447$1,630
1 bedroom$1,610$1,449 – $1,771$1,530$1,730
2 bedrooms$1,910$1,719 – $2,101$1,817$2,050
3 bedrooms$2,410$2,169 – $2,651$2,292$2,600
4 bedrooms$2,830$2,547 – $3,113$2,689$3,060

A household renting a two-bedroom home at the Small Area FMR of $1,910 needs about $76,400 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78748 lies mainly in Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78745Austin3.2 mi$1,890
78652Manchaca3.8 mi$2,730
78749Austin3.9 mi$2,060
78739Austin4.0 mi$2,730
78747Austin5.7 mi$1,960
78744Austin5.9 mi$1,700

Questions

What is the Fair Market Rent for ZIP code 78748?

HUD's FY2027 Small Area Fair Market Rents for 78748 are $1,520 (studio), $1,610 (1 BR), $1,910 (2 BR), $2,410 (3 BR) and $2,830 (4 BR) a month.

What is the Section 8 payment standard in 78748?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78748 that range is $1,719 to $2,101 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78748?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.