Income Limits by County

FY2027 Small Area FMR · Austin, TX

ZIP 78744 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78744 (Austin, TX) is $1,700 a month, down 3.4% from FY2026. That is 6% below the Austin-Round Rock-San Marcos, TX area-wide FMR of $1,817.

2-bedroom SAFMR$1,700per month ▼ 3.4%
Area-wide 2 BR FMR$1,817Austin-Round Rock-San Marcos
Rank in the area87thof 131 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530
2 BR Small Area FMR$1,700
110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78744 sits in the Austin-Round Rock-San Marcos, TX area

$1,160$2,730median $1,850

Of the 131 ZIP codes HUD lists for the area, 78744 has the 87th highest two-bedroom Small Area FMR. Austin-Round Rock-San Marcos, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,817 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,350$1,215 – $1,485$1,447$1,400
1 bedroom$1,430$1,287 – $1,573$1,530$1,490
2 bedrooms$1,700$1,530 – $1,870$1,817$1,760
3 bedrooms$2,140$1,926 – $2,354$2,292$2,240
4 bedrooms$2,520$2,268 – $2,772$2,689$2,620

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $134,400 and the 80% low-income limit for four people is $106,800. ZIP code 78744 lies mainly in Travis County. See the Austin-Round Rock-San Marcos, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78747Austin3.6 mi$1,960
78741Austin3.7 mi$1,790
78719Austin3.7 mi$1,730
78745Austin4.8 mi$1,890
78704Austin5.1 mi$2,050
78748Austin5.9 mi$1,910

Questions

What is the Fair Market Rent for ZIP code 78744?

HUD's FY2027 Small Area Fair Market Rents for 78744 are $1,350 (studio), $1,430 (1 BR), $1,700 (2 BR), $2,140 (3 BR) and $2,520 (4 BR) a month.

What is the Section 8 payment standard in 78744?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78744 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78744?

The FY2026 income limits of the Austin-Round Rock-San Marcos, TX area apply: median family income $134,400, low-income (80%) limit $106,800 for a family of four.