FY2027 Small Area FMR · Ledbetter, TX
ZIP 78946 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78946 (Ledbetter, TX) is $1,380 a month, up 3.0% from FY2026. That is 26% above the Fayette County, TX area-wide FMR of $1,093.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78946 sits in the Fayette County, TX area
Of the 18 ZIP codes HUD lists for the area, 78946 has the 8th highest two-bedroom Small Area FMR. Fayette County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.
ZIP code 78946 crosses more than one HUD area. HUD also lists it under Lee County, TX (same figures) and Washington County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $831 | $1,030 |
| 1 bedroom | $1,140 | $1,026 – $1,254 | $933 | $1,090 |
| 2 bedrooms | $1,380 | $1,242 – $1,518 | $1,093 | $1,340 |
| 3 bedrooms | $1,850 | $1,665 – $2,035 | $1,473 | $1,740 |
| 4 bedrooms | $1,980 | $1,782 – $2,178 | $1,596 | $1,910 |
A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $78,550. ZIP code 78946 lies mainly in Lee County, Fayette County and Washington County. See the Fayette County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78946?
HUD's FY2027 Small Area Fair Market Rents for 78946 are $1,050 (studio), $1,140 (1 BR), $1,380 (2 BR), $1,850 (3 BR) and $1,980 (4 BR) a month.
What is the Section 8 payment standard in 78946?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78946 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78946?
The FY2026 income limits of the Fayette County, TX area apply: median family income $98,200, low-income (80%) limit $78,550 for a family of four.