FY2027 Small Area FMR · Round Top, TX
ZIP 78954 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78954 (Round Top, TX) is $1,300 a month, up 5.7% from FY2026. That is 22% above the Austin County, TX area-wide FMR of $1,069.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 78954 sits in the Austin County, TX area
Of the 13 ZIP codes HUD lists for the area, 78954 has the 4th highest two-bedroom Small Area FMR. Austin County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.
ZIP code 78954 crosses more than one HUD area. HUD also lists it under Fayette County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $812 | $930 |
| 1 bedroom | $1,110 | $999 – $1,221 | $817 | $1,030 |
| 2 bedrooms | $1,300 | $1,170 – $1,430 | $1,069 | $1,230 |
| 3 bedrooms | $1,760 | $1,584 – $1,936 | $1,480 | $1,650 |
| 4 bedrooms | $1,920 | $1,728 – $2,112 | $1,787 | $1,880 |
A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $104,000 and the 80% low-income limit for four people is $83,200. ZIP code 78954 lies mainly in Fayette County and Austin County. See the Austin County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 78954?
HUD's FY2027 Small Area Fair Market Rents for 78954 are $990 (studio), $1,110 (1 BR), $1,300 (2 BR), $1,760 (3 BR) and $1,920 (4 BR) a month.
What is the Section 8 payment standard in 78954?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78954 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 78954?
The FY2026 income limits of the Austin County, TX area apply: median family income $104,000, low-income (80%) limit $83,200 for a family of four.