FY2027 Small Area FMR · Amarillo, TX

ZIP 79108 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79108 (Amarillo, TX) is $1,080 a month, down 6.9% from FY2026. That is 2% below the Amarillo, TX area-wide FMR of $1,107.

2-bedroom SAFMR$1,080per month ▼ 6.9%

Area-wide 2 BR FMR$1,107Amarillo, TX

Rank in the area16thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▼ 4.9%

1 BR$880▼ 7.4%

2 BR$1,080▼ 6.9%

3 BR$1,480▼ 6.3%

4 BR$1,650▼ 9.8%

FY2027 FY2026

Where 79108 sits in the Amarillo, TX area

Of the 36 ZIP codes HUD lists for the area, 79108 has the 16th highest two-bedroom Small Area FMR. Amarillo, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,107 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$797	$820
1 bedroom	$880	$792 – $968	$904	$950
2 bedrooms	$1,080	$972 – $1,188	$1,107	$1,160
3 bedrooms	$1,480	$1,332 – $1,628	$1,512	$1,580
4 bedrooms	$1,650	$1,485 – $1,815	$1,678	$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $90,700 and the 80% low-income limit for four people is $72,800. ZIP code 79108 lies mainly in Potter County and Carson County. See the Amarillo, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
79111	Amarillo	6.1 mi	$1,290
79107	Amarillo	8.2 mi	$1,060
79104	Amarillo	9.1 mi	$1,010
79103	Amarillo	10.7 mi	$1,230
79101	Amarillo	10.9 mi	$1,010
79102	Amarillo	12.5 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 79108?

HUD's FY2027 Small Area Fair Market Rents for 79108 are $780 (studio), $880 (1 BR), $1,080 (2 BR), $1,480 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 79108?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79108 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79108?

The FY2026 income limits of the Amarillo, TX area apply: median family income $90,700, low-income (80%) limit $72,800 for a family of four.