FY2027 Small Area FMR · Chillicothe, TX
ZIP 79225 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79225 (Chillicothe, TX) is $1,130 a month, up 4.6% from FY2026. That is 11% above the Hardeman County, TX area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79225 sits in the Hardeman County, TX area
Of the 3 ZIP codes HUD lists for the area, 79225 has the 1st highest two-bedroom Small Area FMR. Hardeman County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.
ZIP code 79225 crosses more than one HUD area. HUD also lists it under Wilbarger County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $860 | $774 – $946 | $771 | $820 |
| 1 bedroom | $860 | $774 – $946 | $775 | $820 |
| 2 bedrooms | $1,130 | $1,017 – $1,243 | $1,014 | $1,080 |
| 3 bedrooms | $1,480 | $1,332 – $1,628 | $1,329 | $1,350 |
| 4 bedrooms | $1,630 | $1,467 – $1,793 | $1,461 | $1,590 |
A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $87,900 and the 80% low-income limit for four people is $69,850. ZIP code 79225 lies mainly in Hardeman County and Wilbarger County. See the Hardeman County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79225?
HUD's FY2027 Small Area Fair Market Rents for 79225 are $860 (studio), $860 (1 BR), $1,130 (2 BR), $1,480 (3 BR) and $1,630 (4 BR) a month.
What is the Section 8 payment standard in 79225?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79225 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79225?
The FY2026 income limits of the Hardeman County, TX area apply: median family income $87,900, low-income (80%) limit $69,850 for a family of four.