FY2027 Small Area FMR · Baird, TX

ZIP 79504 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79504 (Baird, TX) is $1,150 a month, up 5.5% from FY2026. That is 12% below the Abilene, TX area-wide FMR of $1,310.

2-bedroom SAFMR$1,150per month ▲ 5.5%

Area-wide 2 BR FMR$1,310Abilene, TX

Rank in the area18thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 5.8%

1 BR$920▲ 7.0%

2 BR$1,150▲ 5.5%

3 BR$1,490▲ 4.9%

4 BR$1,790▲ 4.7%

FY2027 FY2026

Where 79504 sits in the Abilene, TX area

Of the 33 ZIP codes HUD lists for the area, 79504 has the 18th highest two-bedroom Small Area FMR. Abilene, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,310 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

ZIP code 79504 crosses more than one HUD area. HUD also lists it under Shackelford County, TX (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$958	$860
1 bedroom	$920	$828 – $1,012	$1,047	$860
2 bedrooms	$1,150	$1,035 – $1,265	$1,310	$1,090
3 bedrooms	$1,490	$1,341 – $1,639	$1,702	$1,420
4 bedrooms	$1,790	$1,611 – $1,969	$2,013	$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $73,700. ZIP code 79504 lies mainly in Callahan County and Shackelford County. See the Abilene, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76469	Putnam	8.9 mi	$1,150
79510	Clyde	10.9 mi	$1,150
76443	Cross Plains	16.1 mi	$1,150
79602	Abilene	18.5 mi	$1,320
76464	Moran	18.7 mi	$1,150
76437	Cisco	18.8 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 79504?

HUD's FY2027 Small Area Fair Market Rents for 79504 are $910 (studio), $920 (1 BR), $1,150 (2 BR), $1,490 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 79504?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79504 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 79504?

The FY2026 income limits of the Abilene, TX area apply: median family income $92,100, low-income (80%) limit $73,700 for a family of four.