FY2027 Small Area FMR · Cross Plains, TX
ZIP 76443 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76443 (Cross Plains, TX) is $1,150 a month, up 5.5% from FY2026. That is 12% below the Abilene, TX area-wide FMR of $1,310.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 76443 sits in the Abilene, TX area
Of the 33 ZIP codes HUD lists for the area, 76443 has the 18th highest two-bedroom Small Area FMR. Abilene, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,310 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.
ZIP code 76443 crosses more than one HUD area. HUD also lists it under Brown County, TX (same figures), Coleman County, TX (same figures) and Eastland County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $910 | $819 – $1,001 | $958 | $850 |
| 1 bedroom | $920 | $828 – $1,012 | $1,047 | $860 |
| 2 bedrooms | $1,150 | $1,035 – $1,265 | $1,310 | $1,090 |
| 3 bedrooms | $1,490 | $1,341 – $1,639 | $1,702 | $1,420 |
| 4 bedrooms | $1,790 | $1,611 – $1,969 | $2,013 | $1,710 |
A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $73,700. ZIP code 76443 lies mainly in Callahan County, Brown County and Coleman County. See the Abilene, TX metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 76443?
HUD's FY2027 Small Area Fair Market Rents for 76443 are $910 (studio), $920 (1 BR), $1,150 (2 BR), $1,490 (3 BR) and $1,790 (4 BR) a month.
What is the Section 8 payment standard in 76443?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76443 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 76443?
The FY2026 income limits of the Abilene, TX area apply: median family income $92,100, low-income (80%) limit $73,700 for a family of four.