Income Limits by County

FY2027 Small Area FMR · Arvada, CO

ZIP 80003 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80003 (Arvada, CO) is $2,050 a month, up 4.6% from FY2026. That is 5% below the Denver-Aurora-Centennial, CO area-wide FMR of $2,169.

2-bedroom SAFMR$2,050per month ▲ 4.6%
Area-wide 2 BR FMR$2,169Denver-Aurora-Centennial, CO
Rank in the area129thof 182 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,845
2 BR Small Area FMR$2,050
110% of SAFMR$2,255

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 80003 sits in the Denver-Aurora-Centennial, CO area

$1,010$3,250median $2,150

Of the 182 ZIP codes HUD lists for the area, 80003 has the 129th highest two-bedroom Small Area FMR. Denver-Aurora-Centennial, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,169 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,650$1,485 – $1,815$1,751$1,540
1 bedroom$1,730$1,557 – $1,903$1,831$1,650
2 bedrooms$2,050$1,845 – $2,255$2,169$1,960
3 bedrooms$2,690$2,421 – $2,959$2,846$2,570
4 bedrooms$3,010$2,709 – $3,311$3,183$2,860

A household renting a two-bedroom home at the Small Area FMR of $2,050 needs about $82,000 a year to keep housing costs at 30% of income. The area median family income is $144,000 and the 80% low-income limit for four people is $106,800. ZIP code 80003 lies mainly in Jefferson County and Adams County. See the Denver-Aurora-Centennial, CO metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
80030Westminster1.4 mi$1,890
80221Denver2.8 mi$2,000
80002Arvada3.1 mi$1,990
80004Arvada3.2 mi$2,030
80031Westminster3.6 mi$2,230
80212Denver3.8 mi$2,190

Questions

What is the Fair Market Rent for ZIP code 80003?

HUD's FY2027 Small Area Fair Market Rents for 80003 are $1,650 (studio), $1,730 (1 BR), $2,050 (2 BR), $2,690 (3 BR) and $3,010 (4 BR) a month.

What is the Section 8 payment standard in 80003?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80003 that range is $1,845 to $2,255 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80003?

The FY2026 income limits of the Denver-Aurora-Centennial, CO area apply: median family income $144,000, low-income (80%) limit $106,800 for a family of four.