Income Limits by County

FY2027 Fair Market Rent · Colorado

Jefferson County Fair Market Rent & Income Limits

HUD's FY2027 Fair Market Rent for a two-bedroom home in Jefferson County, CO is $2,169 a month, up 3.8% from FY2026. The area median family income is $144,000, and a family of four counts as low income up to $106,800 a year.

2-bedroom FMR$2,169per month ▲ 3.8%
Median family income$144,000FY2026 ▲ 2.8%
80% limit, 4 people$106,800low income

Fair Market Rent by unit size

FY2027 FY2026

Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Jefferson County, CO.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits in Jefferson County

HUD's FY2026 income limits for Denver-Aurora-Centennial, CO are based on a median family income of $144,000. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$30,250$50,400$60,480$74,800
2$34,600$57,600$69,120$85,450
3$38,900$64,800$77,760$96,150
4$43,200$72,000$86,400$106,800
5$46,700$77,800$93,360$115,350
6$50,150$83,550$100,260$123,900
7$53,600$89,300$107,160$132,450
8$57,050$95,050$114,060$141,000

Rent history

Since FY2017 the two-bedroom FMR here has gone from $1,305 to $2,169, up 66.2% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $470.

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200200520102015202020252027$2,169FY2001: $832FY2002: $893FY2003: $945FY2004: $964FY2005: $888FY2006: $889FY2007: $909FY2008: $876FY2009: $891FY2010: $921FY2011: $1,007FY2012: $893FY2013: $940FY2014: $960FY2015: $1,156FY2016: $1,227FY2017: $1,305FY2018: $1,418FY2019: $1,508FY2020: $1,566FY2021: $1,605FY2022: $1,659FY2023: $1,856FY2024: $2,201FY2025: $2,140FY2026: $2,089FY2027: $2,169

What it takes to afford the rent

To keep a two-bedroom rent of $2,169 at no more than 30% of income, the usual affordability rule, a household needs about $86,800 a year. That is 60% of the area median family income of $144,000, so a typical family can afford it with room to spare.

Fair Market Rent by year (monthly gross rent incl. utilities)
UnitFY2027FY2026FY2025Income to affordat 30%
Studio$1,751$1,643$1,639$70,000
1 bedroom$1,831$1,754$1,789$73,200
2 bedrooms$2,169$2,089$2,140$86,800
3 bedrooms$2,846$2,734$2,794$113,800
4 bedrooms$3,183$3,049$3,127$127,300

How Jefferson County compares

Jefferson County is part of the Denver-Aurora-Centennial, CO HUD Metro FMR Area, together with Adams County, Arapahoe County, Broomfield County, Clear Creek County, Denver County and Douglas County and 3 more. HUD publishes one Fair Market Rent and one set of income limits for the whole area, so the numbers on this page apply in every county of it.

Jefferson County has the 13th highest two-bedroom Fair Market Rent of the 64 counties in Colorado; the population-weighted average across Colorado is $1,916 and the nationwide average is $1,751.

All 64 counties in Colorado →

Small Area FMRs by ZIP code

HUD also publishes Small Area Fair Market Rents for each ZIP code. In Jefferson County the two-bedroom figure ranges from $1,890 to $3,210 across 34 ZIP codes, against the area-wide $2,169. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.

ZIPPlace2 BR SAFMR110% payment std.
80007Arvada$3,210$3,531
80433Conifer$2,830$3,113
80465Morrison$2,590$2,849
80021Broomfield$2,560$2,816
80454Indian Hills$2,540$2,794
80123Littleton$2,510$2,761
80005Arvada$2,500$2,750
80127Littleton$2,470$2,717
80403Golden$2,460$2,706
80425Buffalo Creek$2,450$2,695
80128Littleton$2,330$2,563
80453Idledale$2,330$2,563
80457Kittredge$2,310$2,541
80470Pine$2,310$2,541
80228Denver$2,300$2,530
80401Golden$2,190$2,409
80001Arvada$2,140$2,354
80006Arvada$2,140$2,354
80034Wheat Ridge$2,140$2,354
80162Littleton$2,140$2,354
80225Denver$2,140$2,354
80402Golden$2,140$2,354
80419Golden$2,140$2,354
80437Evergreen$2,140$2,354
80227Denver$2,120$2,332
80003Arvada$2,050$2,255
80235Denver$2,050$2,255
80004Arvada$2,030$2,233
80215Denver$2,020$2,222
80232Denver$2,000$2,200
80002Arvada$1,990$2,189
80226Denver$1,930$2,123
80214Denver$1,900$2,090
80033Wheat Ridge$1,890$2,079

Questions

What is the Fair Market Rent in Jefferson County, CO for 2027?

For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Jefferson County, CO are $1,751 for a studio, $1,831 for one bedroom, $2,169 for two bedrooms, $2,846 for three and $3,183 for four bedrooms, per month including utilities.

What is the area median income in Jefferson County, CO?

HUD's FY2026 median family income for the area is $144,000, up 2.8% from $140,100 in FY2025.

What is 80% of AMI in Jefferson County, CO for a family of 4?

The FY2026 low-income limit (80%) for a household of four is $106,800 a year. The very low-income limit (50%) is $72,000 and the extremely low-income limit is $43,200.

What is the 60% AMI limit for tax credit housing in Jefferson County, CO?

Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $60,480 for one person and $86,400 for four.

Is the Fair Market Rent the same as the Section 8 payment standard?

No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,952 to $2,386), and can ask HUD for exceptions. Check the payment standard with your local housing agency.