Income Limits by County

FY2027 Small Area FMR · Golden, CO

ZIP 80401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80401 (Golden, CO) is $2,190 a month, up 1.9% from FY2026. That is 1% above the Denver-Aurora-Centennial, CO area-wide FMR of $2,169.

2-bedroom SAFMR$2,190per month ▲ 1.9%
Area-wide 2 BR FMR$2,169Denver-Aurora-Centennial, CO
Rank in the area74thof 182 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,971
2 BR Small Area FMR$2,190
110% of SAFMR$2,409

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 80401 sits in the Denver-Aurora-Centennial, CO area

$1,010$3,250median $2,150

Of the 182 ZIP codes HUD lists for the area, 80401 has the 74th highest two-bedroom Small Area FMR. Denver-Aurora-Centennial, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,169 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,770$1,593 – $1,947$1,751$1,690
1 bedroom$1,850$1,665 – $2,035$1,831$1,800
2 bedrooms$2,190$1,971 – $2,409$2,169$2,150
3 bedrooms$2,870$2,583 – $3,157$2,846$2,810
4 bedrooms$3,210$2,889 – $3,531$3,183$3,140

A household renting a two-bedroom home at the Small Area FMR of $2,190 needs about $87,600 a year to keep housing costs at 30% of income. The area median family income is $144,000 and the 80% low-income limit for four people is $106,800. ZIP code 80401 lies mainly in Jefferson County. See the Denver-Aurora-Centennial, CO metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
80419Golden1.8 mi$2,140
80228Denver3.7 mi$2,300
80453Idledale3.9 mi$2,330
80457Kittredge5.7 mi$2,310
80454Indian Hills6.2 mi$2,540
80215Denver6.6 mi$2,020

Questions

What is the Fair Market Rent for ZIP code 80401?

HUD's FY2027 Small Area Fair Market Rents for 80401 are $1,770 (studio), $1,850 (1 BR), $2,190 (2 BR), $2,870 (3 BR) and $3,210 (4 BR) a month.

What is the Section 8 payment standard in 80401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80401 that range is $1,971 to $2,409 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80401?

The FY2026 income limits of the Denver-Aurora-Centennial, CO area apply: median family income $144,000, low-income (80%) limit $106,800 for a family of four.