FY2027 Small Area FMR · Cowdrey, CO

ZIP 80434 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80434 (Cowdrey, CO) is $1,490 a month, up 50.5% from FY2026. That is 0% equal to the Jackson County, CO area-wide FMR of $1,485.

2-bedroom SAFMR$1,490per month ▲ 50.5%

Area-wide 2 BR FMR$1,485Jackson County, CO

Rank in the area2ndof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,341

2 BR Small Area FMR$1,490

110% of SAFMR$1,639

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▲ 48.0%

1 BR$1,150▲ 53.3%

2 BR$1,490▲ 50.5%

3 BR$1,920▲ 52.4%

4 BR$2,310▲ 49.0%

FY2027 FY2026

Where 80434 sits in the Jackson County, CO area

Of the 4 ZIP codes HUD lists for the area, 80434 has the 2nd highest two-bedroom Small Area FMR. Jackson County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,485 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$1,103	$750
1 bedroom	$1,150	$1,035 – $1,265	$1,143	$750
2 bedrooms	$1,490	$1,341 – $1,639	$1,485	$990
3 bedrooms	$1,920	$1,728 – $2,112	$1,913	$1,260
4 bedrooms	$2,310	$2,079 – $2,541	$2,306	$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $97,400 and the 80% low-income limit for four people is $77,900. ZIP code 80434 lies mainly in Jackson County. See the Jackson County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80480	Walden	12.1 mi	$1,490
82063	Jelm	15.4 mi	$1,560
80430	Coalmont	24.7 mi	$1,560
80473	Rand	30.5 mi	$1,490
80545	Red Feather Lakes	31.2 mi	$1,760
80428	Clark	33.4 mi	$2,490

Questions

What is the Fair Market Rent for ZIP code 80434?

HUD's FY2027 Small Area Fair Market Rents for 80434 are $1,110 (studio), $1,150 (1 BR), $1,490 (2 BR), $1,920 (3 BR) and $2,310 (4 BR) a month.

What is the Section 8 payment standard in 80434?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80434 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80434?

The FY2026 income limits of the Jackson County, CO area apply: median family income $97,400, low-income (80%) limit $77,900 for a family of four.