FY2027 Small Area FMR · Phippsburg, CO
ZIP 80469 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80469 (Phippsburg, CO) is $1,950 a month, up 14.0% from FY2026. That is 18% below the Routt County, CO area-wide FMR of $2,384.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 80469 sits in the Routt County, CO area
Of the 12 ZIP codes HUD lists for the area, 80469 has the 10th highest two-bedroom Small Area FMR. Routt County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,384 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,950 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,650 | $1,485 – $1,815 | $2,020 | $1,400 |
| 1 bedroom | $1,730 | $1,557 – $1,903 | $2,119 | $1,480 |
| 2 bedrooms | $1,950 | $1,755 – $2,145 | $2,384 | $1,710 |
| 3 bedrooms | $2,330 | $2,097 – $2,563 | $2,841 | $2,060 |
| 4 bedrooms | $3,030 | $2,727 – $3,333 | $3,702 | $2,730 |
A household renting a two-bedroom home at the Small Area FMR of $1,950 needs about $78,000 a year to keep housing costs at 30% of income. The area median family income is $138,700 and the 80% low-income limit for four people is $106,800. ZIP code 80469 lies mainly in Routt County. See the Routt County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 80469?
HUD's FY2027 Small Area Fair Market Rents for 80469 are $1,650 (studio), $1,730 (1 BR), $1,950 (2 BR), $2,330 (3 BR) and $3,030 (4 BR) a month.
What is the Section 8 payment standard in 80469?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80469 that range is $1,755 to $2,145 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 80469?
The FY2026 income limits of the Routt County, CO area apply: median family income $138,700, low-income (80%) limit $106,800 for a family of four.