Income Limits by County

FY2027 Fair Market Rent · Colorado

Routt County Fair Market Rent & Income Limits

HUD's FY2027 Fair Market Rent for a two-bedroom home in Routt County, CO is $2,384 a month, up 17.9% from FY2026. The area median family income is $138,700, and a family of four counts as low income up to $106,800 a year.

2-bedroom FMR$2,384per month ▲ 17.9%
Median family income$138,700FY2026 ▲ 2.0%
80% limit, 4 people$106,800low income

Fair Market Rent by unit size

FY2027 FY2026

Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Routt County, CO.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits in Routt County

HUD's FY2026 income limits for Routt County, CO are based on a median family income of $138,700. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$29,150$48,550$58,260$74,800
2$33,300$55,500$66,600$85,450
3$37,450$62,450$74,940$96,150
4$41,600$69,350$83,220$106,800
5$44,950$74,900$89,880$115,350
6$48,300$80,450$96,540$123,900
7$51,600$86,000$103,200$132,450
8$55,720$91,550$109,860$141,000

Rent history

Since FY2017 the two-bedroom FMR here has gone from $1,135 to $2,384, up 110.0% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $401.

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200200520102015202020252027$2,384FY2001: $620FY2002: $641FY2003: $661FY2004: $668FY2005: $937FY2006: $968FY2007: $1,002FY2008: $1,008FY2009: $1,042FY2010: $1,040FY2011: $1,061FY2012: $1,040FY2013: $1,102FY2014: $1,080FY2015: $1,097FY2016: $1,114FY2017: $1,135FY2018: $1,236FY2019: $1,288FY2020: $1,228FY2021: $1,395FY2022: $1,602FY2023: $1,695FY2024: $1,956FY2025: $1,892FY2026: $2,022FY2027: $2,384

What it takes to afford the rent

To keep a two-bedroom rent of $2,384 at no more than 30% of income, the usual affordability rule, a household needs about $95,400 a year. That is 69% of the area median family income of $138,700, so a typical family can afford it with room to spare.

Fair Market Rent by year (monthly gross rent incl. utilities)
UnitFY2027FY2026FY2025Income to affordat 30%
Studio$2,020$1,726$1,547$80,800
1 bedroom$2,119$1,845$1,620$84,800
2 bedrooms$2,384$2,022$1,892$95,400
3 bedrooms$2,841$2,424$2,279$113,600
4 bedrooms$3,702$3,170$3,026$148,100

How Routt County compares

Routt County is outside any metropolitan area, so HUD calculates a separate non-metro Fair Market Rent and income limits for the county itself.

Routt County has the 4th highest two-bedroom Fair Market Rent of the 64 counties in Colorado; the population-weighted average across Colorado is $1,916 and the nationwide average is $1,751.

All 64 counties in Colorado →

Small Area FMRs by ZIP code

HUD also publishes Small Area Fair Market Rents for each ZIP code. In Routt County the two-bedroom figure ranges from $1,950 to $2,490 across 10 ZIP codes, against the area-wide $2,384. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.

ZIPPlace2 BR SAFMR110% payment std.
80428Clark$2,490$2,739
80487Steamboat Springs$2,490$2,739
80463Mc Coy$2,480$2,728
80477Steamboat Springs$2,380$2,618
81639Hayden$2,130$2,343
80479Toponas$2,070$2,277
80467Oak Creek$1,990$2,189
80483Yampa$1,990$2,189
81653Slater$1,970$2,167
80469Phippsburg$1,950$2,145

Questions

What is the Fair Market Rent in Routt County, CO for 2027?

For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Routt County, CO are $2,020 for a studio, $2,119 for one bedroom, $2,384 for two bedrooms, $2,841 for three and $3,702 for four bedrooms, per month including utilities.

What is the area median income in Routt County, CO?

HUD's FY2026 median family income for the area is $138,700, up 2.0% from $136,000 in FY2025.

What is 80% of AMI in Routt County, CO for a family of 4?

The FY2026 low-income limit (80%) for a household of four is $106,800 a year. The very low-income limit (50%) is $69,350 and the extremely low-income limit is $41,600.

What is the 60% AMI limit for tax credit housing in Routt County, CO?

Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $58,260 for one person and $83,220 for four.

Is the Fair Market Rent the same as the Section 8 payment standard?

No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,146 to $2,622), and can ask HUD for exceptions. Check the payment standard with your local housing agency.