FY2027 Small Area FMR · Silverthorne, CO

ZIP 80497 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80497 (Silverthorne, CO) is $2,770 a month, up 12.1% from FY2026. That is 0% equal to the Summit County, CO area-wide FMR of $2,766.

2-bedroom SAFMR$2,770per month ▲ 12.1%

Area-wide 2 BR FMR$2,766Summit County, CO

Rank in the area3rdof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,493

2 BR Small Area FMR$2,770

110% of SAFMR$3,047

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,930▲ 13.5%

1 BR$2,120▲ 12.8%

2 BR$2,770▲ 12.1%

3 BR$3,300▲ 11.5%

4 BR$3,750▲ 14.7%

FY2027 FY2026

Where 80497 sits in the Summit County, CO area

Of the 5 ZIP codes HUD lists for the area, 80497 has the 3rd highest two-bedroom Small Area FMR. Summit County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,766 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,930	$1,737 – $2,123	$1,926	$1,700
1 bedroom	$2,120	$1,908 – $2,332	$2,114	$1,880
2 bedrooms	$2,770	$2,493 – $3,047	$2,766	$2,470
3 bedrooms	$3,300	$2,970 – $3,630	$3,296	$2,960
4 bedrooms	$3,750	$3,375 – $4,125	$3,749	$3,270

A household renting a two-bedroom home at the Small Area FMR of $2,770 needs about $110,800 a year to keep housing costs at 30% of income. The area median family income is $145,800 and the 80% low-income limit for four people is $115,050. ZIP code 80497 lies mainly in Summit County. See the Summit County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80435	Dillon	7.5 mi	$2,380
80476	Silver Plume	8.8 mi	$1,890
80438	Empire	12.0 mi	$1,890
80443	Frisco	12.0 mi	$3,590
80424	Breckenridge	13.6 mi	$3,020
80444	Georgetown	14.4 mi	$1,890

Questions

What is the Fair Market Rent for ZIP code 80497?

HUD's FY2027 Small Area Fair Market Rents for 80497 are $1,930 (studio), $2,120 (1 BR), $2,770 (2 BR), $3,300 (3 BR) and $3,750 (4 BR) a month.

What is the Section 8 payment standard in 80497?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80497 that range is $2,493 to $3,047 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80497?

The FY2026 income limits of the Summit County, CO area apply: median family income $145,800, low-income (80%) limit $115,050 for a family of four.