FY2027 Small Area FMR · Estes Park, CO

ZIP 80517 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80517 (Estes Park, CO) is $1,560 a month, up 2.0% from FY2026. That is 11% below the Fort Collins-Loveland, CO area-wide FMR of $1,759.

2-bedroom SAFMR$1,560per month ▲ 2.0%

Area-wide 2 BR FMR$1,759Fort Collins-Loveland, CO

Rank in the area27thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404

2 BR Small Area FMR$1,560

110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,360▲ 4.6%

1 BR$1,390▲ 6.9%

2 BR$1,560▲ 2.0%

3 BR$2,150▲ 0.5%

4 BR$2,290▲ 0.4%

FY2027 FY2026

Where 80517 sits in the Fort Collins-Loveland, CO area

Of the 30 ZIP codes HUD lists for the area, 80517 has the 27th highest two-bedroom Small Area FMR. Fort Collins-Loveland, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,759 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,360	$1,224 – $1,496	$1,551	$1,300
1 bedroom	$1,390	$1,251 – $1,529	$1,589	$1,300
2 bedrooms	$1,560	$1,404 – $1,716	$1,759	$1,530
3 bedrooms	$2,150	$1,935 – $2,365	$2,379	$2,140
4 bedrooms	$2,290	$2,061 – $2,519	$2,576	$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $104,300. ZIP code 80517 lies mainly in Larimer County. See the Fort Collins-Loveland, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80532	Glen Haven	9.8 mi	$1,760
80447	Grand Lake	11.1 mi	$1,620
80510	Allenspark	11.9 mi	$1,920
80515	Drake	12.0 mi	$1,620
80540	Lyons	15.6 mi	$2,270
80512	Bellvue	17.0 mi	$1,760

Questions

What is the Fair Market Rent for ZIP code 80517?

HUD's FY2027 Small Area Fair Market Rents for 80517 are $1,360 (studio), $1,390 (1 BR), $1,560 (2 BR), $2,150 (3 BR) and $2,290 (4 BR) a month.

What is the Section 8 payment standard in 80517?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80517 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80517?

The FY2026 income limits of the Fort Collins-Loveland, CO area apply: median family income $130,400, low-income (80%) limit $104,300 for a family of four.