FY2027 Small Area FMR · Pueblo, CO

ZIP 81002 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81002 (Pueblo, CO) is $1,260 a month, down 0.8% from FY2026. That is 0% equal to the Pueblo, CO area-wide FMR of $1,263.

2-bedroom SAFMR$1,260per month ▼ 0.8%

Area-wide 2 BR FMR$1,263Pueblo, CO

Rank in the area9thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880■ 0.0%

1 BR$980▲ 1.0%

2 BR$1,260▼ 0.8%

3 BR$1,610▼ 0.6%

4 BR$1,890■ 0.0%

FY2027 FY2026

Where 81002 sits in the Pueblo, CO area

Of the 17 ZIP codes HUD lists for the area, 81002 has the 9th highest two-bedroom Small Area FMR. Pueblo, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,263 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$879	$880
1 bedroom	$980	$882 – $1,078	$978	$970
2 bedrooms	$1,260	$1,134 – $1,386	$1,263	$1,270
3 bedrooms	$1,610	$1,449 – $1,771	$1,611	$1,620
4 bedrooms	$1,890	$1,701 – $2,079	$1,891	$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,900. ZIP code 81002 lies mainly in Pueblo County. See the Pueblo, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81003	Pueblo	2.1 mi	$1,160
81001	Pueblo	5.0 mi	$1,210
81006	Pueblo	6.2 mi	$1,320
81007	Pueblo	11.5 mi	$1,520
81005	Pueblo	11.6 mi	$1,230
81008	Pueblo	12.6 mi	$1,650

Questions

What is the Fair Market Rent for ZIP code 81002?

HUD's FY2027 Small Area Fair Market Rents for 81002 are $880 (studio), $980 (1 BR), $1,260 (2 BR), $1,610 (3 BR) and $1,890 (4 BR) a month.

What is the Section 8 payment standard in 81002?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81002 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81002?

The FY2026 income limits of the Pueblo, CO area apply: median family income $87,700, low-income (80%) limit $77,900 for a family of four.