FY2027 Small Area FMR · Pueblo, CO

ZIP 81005 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81005 (Pueblo, CO) is $1,230 a month, up 1.7% from FY2026. That is 3% below the Pueblo, CO area-wide FMR of $1,263.

2-bedroom SAFMR$1,230per month ▲ 1.7%

Area-wide 2 BR FMR$1,263Pueblo, CO

Rank in the area12thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 3.6%

1 BR$950▲ 3.3%

2 BR$1,230▲ 1.7%

3 BR$1,570▲ 1.9%

4 BR$1,840▲ 2.2%

FY2027 FY2026

Where 81005 sits in the Pueblo, CO area

Of the 17 ZIP codes HUD lists for the area, 81005 has the 12th highest two-bedroom Small Area FMR. Pueblo, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,263 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$879	$830
1 bedroom	$950	$855 – $1,045	$978	$920
2 bedrooms	$1,230	$1,107 – $1,353	$1,263	$1,210
3 bedrooms	$1,570	$1,413 – $1,727	$1,611	$1,540
4 bedrooms	$1,840	$1,656 – $2,024	$1,891	$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,900. ZIP code 81005 lies mainly in Pueblo County. See the Pueblo, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81003	Pueblo	11.2 mi	$1,160
81007	Pueblo	11.4 mi	$1,520
81004	Pueblo	11.8 mi	$1,240
81023	Beulah	13.0 mi	$1,200
81253	Wetmore	14.0 mi	$1,260
81001	Pueblo	16.5 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 81005?

HUD's FY2027 Small Area Fair Market Rents for 81005 are $860 (studio), $950 (1 BR), $1,230 (2 BR), $1,570 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 81005?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81005 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81005?

The FY2026 income limits of the Pueblo, CO area apply: median family income $87,700, low-income (80%) limit $77,900 for a family of four.