FY2027 Small Area FMR · Pueblo, CO

ZIP 81004 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81004 (Pueblo, CO) is $1,240 a month, up 0.8% from FY2026. That is 2% below the Pueblo, CO area-wide FMR of $1,263.

2-bedroom SAFMR$1,240per month ▲ 0.8%

Area-wide 2 BR FMR$1,263Pueblo, CO

Rank in the area11thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 1.2%

1 BR$960▲ 2.1%

2 BR$1,240▲ 0.8%

3 BR$1,580▲ 0.6%

4 BR$1,860▲ 1.6%

FY2027 FY2026

Where 81004 sits in the Pueblo, CO area

Of the 17 ZIP codes HUD lists for the area, 81004 has the 11th highest two-bedroom Small Area FMR. Pueblo, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,263 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$879	$850
1 bedroom	$960	$864 – $1,056	$978	$940
2 bedrooms	$1,240	$1,116 – $1,364	$1,263	$1,230
3 bedrooms	$1,580	$1,422 – $1,738	$1,611	$1,570
4 bedrooms	$1,860	$1,674 – $2,046	$1,891	$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,900. ZIP code 81004 lies mainly in Pueblo County. See the Pueblo, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81019	Colorado City	9.8 mi	$1,440
81005	Pueblo	11.8 mi	$1,230
81023	Beulah	13.6 mi	$1,200
81069	Rye	14.6 mi	$1,130
81022	Avondale	15.9 mi	$1,490
81003	Pueblo	16.9 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 81004?

HUD's FY2027 Small Area Fair Market Rents for 81004 are $860 (studio), $960 (1 BR), $1,240 (2 BR), $1,580 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 81004?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81004 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81004?

The FY2026 income limits of the Pueblo, CO area apply: median family income $87,700, low-income (80%) limit $77,900 for a family of four.