FY2027 Small Area FMR · Jaroso, CO
ZIP 81138 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81138 (Jaroso, CO) is $1,030 a month, up 3.0% from FY2026. That is 2% above the Costilla County, CO area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81138 sits in the Costilla County, CO area
Of the 6 ZIP codes HUD lists for the area, 81138 has the 5th highest two-bedroom Small Area FMR. Costilla County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $753 | $750 |
| 1 bedroom | $880 | $792 – $968 | $781 | $780 |
| 2 bedrooms | $1,030 | $927 – $1,133 | $1,014 | $1,000 |
| 3 bedrooms | $1,300 | $1,170 – $1,430 | $1,404 | $1,350 |
| 4 bedrooms | $1,440 | $1,296 – $1,584 | $1,575 | $1,600 |
A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $52,800 and the 80% low-income limit for four people is $77,900. ZIP code 81138 lies mainly in Costilla County. See the Costilla County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81138?
HUD's FY2027 Small Area Fair Market Rents for 81138 are $720 (studio), $880 (1 BR), $1,030 (2 BR), $1,300 (3 BR) and $1,440 (4 BR) a month.
What is the Section 8 payment standard in 81138?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81138 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81138?
The FY2026 income limits of the Costilla County, CO area apply: median family income $52,800, low-income (80%) limit $77,900 for a family of four.