FY2027 Small Area FMR · Mosca, CO
ZIP 81146 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81146 (Mosca, CO) is $1,410 a month, up 15.6% from FY2026. That is 23% above the Alamosa County, CO area-wide FMR of $1,149.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81146 sits in the Alamosa County, CO area
Of the 6 ZIP codes HUD lists for the area, 81146 has the 1st highest two-bedroom Small Area FMR. Alamosa County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,149 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $853 | $940 |
| 1 bedroom | $1,160 | $1,044 – $1,276 | $949 | $1,020 |
| 2 bedrooms | $1,410 | $1,269 – $1,551 | $1,149 | $1,220 |
| 3 bedrooms | $1,930 | $1,737 – $2,123 | $1,570 | $1,700 |
| 4 bedrooms | $2,360 | $2,124 – $2,596 | $1,920 | $2,050 |
A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $69,600 and the 80% low-income limit for four people is $77,900. ZIP code 81146 lies mainly in Alamosa County. See the Alamosa County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81146?
HUD's FY2027 Small Area Fair Market Rents for 81146 are $1,050 (studio), $1,160 (1 BR), $1,410 (2 BR), $1,930 (3 BR) and $2,360 (4 BR) a month.
What is the Section 8 payment standard in 81146?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81146 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81146?
The FY2026 income limits of the Alamosa County, CO area apply: median family income $69,600, low-income (80%) limit $77,900 for a family of four.