FY2027 Small Area FMR · Fort Garland, CO

ZIP 81133 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81133 (Fort Garland, CO) is $1,070 a month, up 10.3% from FY2026. That is 6% above the Costilla County, CO area-wide FMR of $1,014.

2-bedroom SAFMR$1,070per month ▲ 10.3%

Area-wide 2 BR FMR$1,014Costilla County, CO

Rank in the area4thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 6.8%

1 BR$820▲ 10.8%

2 BR$1,070▲ 10.3%

3 BR$1,480▲ 9.6%

4 BR$1,660▲ 8.5%

FY2027 FY2026

Where 81133 sits in the Costilla County, CO area

Of the 6 ZIP codes HUD lists for the area, 81133 has the 4th highest two-bedroom Small Area FMR. Costilla County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$753	$740
1 bedroom	$820	$738 – $902	$781	$740
2 bedrooms	$1,070	$963 – $1,177	$1,014	$970
3 bedrooms	$1,480	$1,332 – $1,628	$1,404	$1,350
4 bedrooms	$1,660	$1,494 – $1,826	$1,575	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $52,800 and the 80% low-income limit for four people is $77,900. ZIP code 81133 lies mainly in Costilla County. See the Costilla County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81055	La Veta	11.5 mi	$1,230
81123	Blanca	14.7 mi	$1,140
81126	Chama	19.0 mi	$1,010
81152	San Luis	22.7 mi	$1,090
81146	Mosca	24.6 mi	$1,410
81040	Gardner	24.8 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 81133?

HUD's FY2027 Small Area Fair Market Rents for 81133 are $790 (studio), $820 (1 BR), $1,070 (2 BR), $1,480 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 81133?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81133 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81133?

The FY2026 income limits of the Costilla County, CO area apply: median family income $52,800, low-income (80%) limit $77,900 for a family of four.