FY2027 Small Area FMR · Durango, CO

ZIP 81302 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81302 (Durango, CO) is $1,820 a month, up 14.5% from FY2026. That is 0% equal to the La Plata County, CO area-wide FMR of $1,821.

2-bedroom SAFMR$1,820per month ▲ 14.5%

Area-wide 2 BR FMR$1,821La Plata County, CO

Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,638

2 BR Small Area FMR$1,820

110% of SAFMR$2,002

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 13.6%

1 BR$1,390▲ 14.9%

2 BR$1,820▲ 14.5%

3 BR$2,210▲ 13.9%

4 BR$2,390▲ 4.4%

FY2027 FY2026

Where 81302 sits in the La Plata County, CO area

Of the 8 ZIP codes HUD lists for the area, 81302 has the 3rd highest two-bedroom Small Area FMR. La Plata County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,821 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,820 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,338	$1,180
1 bedroom	$1,390	$1,251 – $1,529	$1,392	$1,210
2 bedrooms	$1,820	$1,638 – $2,002	$1,821	$1,590
3 bedrooms	$2,210	$1,989 – $2,431	$2,209	$1,940
4 bedrooms	$2,390	$2,151 – $2,629	$2,393	$2,290

A household renting a two-bedroom home at the Small Area FMR of $1,820 needs about $72,800 a year to keep housing costs at 30% of income. The area median family income is $114,700 and the 80% low-income limit for four people is $91,750. ZIP code 81302 lies mainly in La Plata County. See the La Plata County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81303	Durango	10.6 mi	$1,780
81301	Durango	11.9 mi	$1,870
81326	Hesperus	18.8 mi	$1,440
81137	Ignacio	21.3 mi	$1,440
81328	Mancos	21.6 mi	$1,480
81122	Bayfield	22.8 mi	$1,880

Questions

What is the Fair Market Rent for ZIP code 81302?

HUD's FY2027 Small Area Fair Market Rents for 81302 are $1,340 (studio), $1,390 (1 BR), $1,820 (2 BR), $2,210 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 81302?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81302 that range is $1,638 to $2,002 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81302?

The FY2026 income limits of the La Plata County, CO area apply: median family income $114,700, low-income (80%) limit $91,750 for a family of four.