Income Limits by County

FY2027 Small Area FMR · Naturita, CO

ZIP 81422 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81422 (Naturita, CO) is $1,060 a month, up 1.9% from FY2026. That is 20% below the Montrose County, CO area-wide FMR of $1,321.

2-bedroom SAFMR$1,060per month ▲ 1.9%
Area-wide 2 BR FMR$1,321Montrose County, CO
Rank in the area12thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 81422 sits in the Montrose County, CO area

$1,060$1,510median $1,320

Of the 13 ZIP codes HUD lists for the area, 81422 has the 12th highest two-bedroom Small Area FMR. Montrose County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,321 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$995$790
1 bedroom$810$729 – $891$1,054$790
2 bedrooms$1,060$954 – $1,166$1,321$1,040
3 bedrooms$1,470$1,323 – $1,617$1,829$1,450
4 bedrooms$1,770$1,593 – $1,947$2,208$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $89,900 and the 80% low-income limit for four people is $77,900. ZIP code 81422 lies mainly in Montrose County. See the Montrose County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
81429Paradox9.1 mi$1,110
81424Nucla13.9 mi$1,060
81411Bedrock16.0 mi$1,320
81431Redvale18.0 mi$1,490
81522Gateway21.7 mi$1,280
84530La Sal23.8 mi$1,420

Questions

What is the Fair Market Rent for ZIP code 81422?

HUD's FY2027 Small Area Fair Market Rents for 81422 are $800 (studio), $810 (1 BR), $1,060 (2 BR), $1,470 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 81422?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81422 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81422?

The FY2026 income limits of the Montrose County, CO area apply: median family income $89,900, low-income (80%) limit $77,900 for a family of four.